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Privacy Policy :
At the 401k Rollover guide
your privacy is one of our top priorities. That's why
we carefully maintain the security and confidentiality
of personal information of all our current and former
customers.
Please take a few minutes to read through this Privacy
Policy to understand how your privacy is safeguarded.
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FEDERAL
COMPLIANCE
This policy applies to www.401krolloverguide.com
and all of the Websites under the umbrella network of Enforte
Financial Services, LLC (EFS).
This data is provided in accordance with
the Federal Financial Privacy Law, 15 U.S.C. 6801-6810.
PROTECTING YOUR INFORMATION
401k Rollover guide does not sell customer information to
anyone. We will only share customer information with others
as stated in this policy, unless we provide you with additional
notice to ask for your permission.
Information Security is a Priority
One of our most important activities is maintaining the security
of customer information. We value your trust; therefore we carefully
handle your personal data. All 401k Rollover guide associates
who have access to your information are bound by a code of conduct
that requires the confidential treatment of customer information,
and they are subject to disciplinary action if they fail to
comply with this code. In addition, 401k Rollover guide maintains
physical, electronic, and procedural safeguards to protect customer
information. We continually assess new technology for protecting
information and, when appropriate, upgrade our information security
systems.
INFORMATION WE COLLECT
401 k Rollover guide collects and uses various types of
information to service your accounts, save you time and money,
and better understand your needs. We strive to help you learn
more about EFS & 401 k Rollover guide product and services
that may be of interest to you.
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The customer information we collect
and store generally consists of the following:
- Information gathered from applications, forms and other
information you provide us, whether in writing, in person,
by telephone, electronically or by any other means, such
as your name, address, electronic address, telephone number,
social security number, assets, income, and debt
- Information about your transactions and your account experience
with EFS, 401 k Rollover guide, such as your account balances,
trading activity, payment history and parties to transactions
- Information from other outside sources regarding their
employment, credit, or other relationship with you, or verifying
representations made by you to them, such as your employment
history, loan or credit card balances, or your insurance
coverages
- Other general information we obtain about you that is
not assembled for the purpose of determining your eligibility
for credit, insurance, employment, or other product service
you request, such as demographic information
- Information, as described above, that we obtain from any
of our affiliates (not limited to those listed above)
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MANAGING
INFORMATION FOR YOUR CONVENIENCE
The information we share within 401 k Rollover guide helps
provide you with greater service and brings you greater convenience
and more choices.
Sharing Information within 401 k Rollover
guide
401 k Rollover guide may share customer information with its
affiliates, except as limited below. We define "affiliates"
as companies or entities under our network umbrella - not business
partners. By sharing information about your accounts within
our network, we can save you time and money and make it easier
for you to do business with us. For example, if you have an
account with one of our affiliates and want to open an account
with another of our affiliates, we may share information about
you and your transactions. This could save you time in opening
a new account by eliminating the need to furnish the same information
twice.
You Can Limit the Information We Share
About You with Our Affiliates
Sharing customer information for certain purposes is also subject
to the Fair Credit Reporting Act (FCRA). Under FCRA, 401 k Rollover
guide may share with its affiliates any information about its
transactions or experiences with you. Besides information about
transactions and experiences with you, we may also share other
information about you with our affiliates, unless you advise
us that you do not want such information shared. This includes
information you provide to us or that we obtain from third parties
(for example, underwriting reports from insurance companies).
If you do not want us to share this other information with our
affiliates, please notify us in writing. Note that is request
will apply only to information other than transaction and experience
information.
Sharing Information with Companies
that Work for Us
We may share customer information with unaffiliated third parties
who perform services to 401 k Rollover guide. We may also share
customer information with unaffiliated third parties who perform
services for us that are connected with the processing of products
and services that you already have or have requested. We share
information with such companies to support your experience and
relationship with 401 k Rollover guide. These companies may
include other financial service providers such as insurance
companies, trust companies, payment processing companies, and
brokerage companies that we conduct business with. These companies
might assist us in a number of ways; for example, in fulfilling
your service requests, or processing your transactions, or mailing
your account statements. We may also share your information
with companies we have hired to provide marketing and other
services on our behalf, or with other financial institutions,
with which we have joint marketing agreements. All of these
companies are contractually obligated to keep the information
that we provide to them confidential, and use the information
only for the purposes of providing the services we've asked
them to perform for us of for you. To the extent we may collect
personally identifiable medical information in connection with
the sale of insurance products or services, we will not - either
internally or externally - share such information for any purpose
other than the underwriting, or administration of an insurance
policy, claim, or account, or as otherwise specifically disclosed
when the information is collected or with your consent.
Disclosing Information in Other Situations
We may also disclose customer information we maintain about
you to credit bureaus or similar organizations, when permitted
by law. Such shared data may include a disclosure in connection
with a subpoena or similar legal process, a fraud investigation,
an audit or examination. We may also share information with
entities outside 401 k Rollover guide for services you have
requested, e.g. to process your family trust application in
connection with the setup of a family trust document.
Making Sure Information Is Accurate
Keeping your account information accurate and up to date is
very important. We provide you with access to your account information
in a number of ways, through account statements, online from
your PC, and through your financial advisor. If your account
information is ever inaccurate, incomplete, or in need of updating,
please contact us immediately. We will make the necessary changes
to reflect the accuracy of your personal information. If you
have any questions, or feel that we have not handled information
about you properly, you may contact us directly, and we will
provide you an answer, or investigate your complaint.
Keeping Up-To-Date With Our Privacy
Policy
401 k Rollover guide reserves the right to make changes to this
privacy statement and we provide full access to this statement
in writing and via this Site.
Our Former Customers
Even if you are no longer a 401 k Rollover guide customer, our
privacy policy will continue to apply to you. |
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